john-d-mooney-pa-personal-injury-attorney-fort-lauderdale-emotional-injuries-after-car-accident.jpg

Emotional Injuries Following a Motor Vehicle Accident

Many people overlook the emotional injuries that someone can suffer after they have been in an automobile accident. These injuries can change someone’s way of life and make it nearly impossible for them to live as they did before.

A Look At Emotional Injuries

There are many emotional injuries that could occur as a result of a motor vehicle accident. If the accident were severe, you might find that you have paralyzing emotional fear that keeps you from being able to drive or be involved in certain types of activities. You could suffer from mental anguish, anger, humiliation, fear, emotional distress, embarrassment, or even shock. Each one of these can severely impact how you live your life.

How These Injuries Effect One’s Life

One of the biggest problems with these unseen injuries is that they seriously impact one’s life. If you are suffering from emotional injuries following a motor vehicle accident, then you might find yourself losing interest in life. Sex will no longer be enjoyable and you might even find that you become sexually dysfunctional. Your favorite activities might also become things that you no longer feel an interest to participate in. Everything about life might feel as though it has come to a halt.

CALL JOHN MOONEY TODAY!

John is South Florida’s leading injury lawyer for car accident, truck accident, dog bite, and slip and fall personal injury cases.

With our proven record of success, our personal injury attorneys represent the very best in the personal injury industry. Call (954) 449-2671 today to get John on the case!

In addition to not feeling like you can live your life like you did before the accident, you might find that you break down and cry frequently. This can prevent you from being able to have success in your job or might even result in the loss of employment. You might end up losing sleep or not being able to ever feel fully rested which can leave you without energy or tired most of the day.

Other symptoms include weight loss or gain or an inability to eat or a never ending hunger. No matter what emotional issues you are suffering with, if the symptoms start to impact your life in a negative way then you have to consider what can be done to get you back on track. Some people find that therapy or intensive treatments are needed and these should all be accounted for when you are dealing with insurance companies.

john-d-mooney-pa-fort-lauderdale-personal-injury-attorney-car-accident-rezied

Evidence in a Commercial Truck Accident Case

If you have been in an accident with a commercial truck, you should know what evidence is going to help you win your personal injury case. Evidence can vary by state so it is important to know what is going to be considered evidence where you live.

Log Books

The first thing that is going to be inspected after a commercial truck is involved in an accident is the log books. Log books are supposed to be maintained to include number of hours on the road, miles at a time, and number of hours that are spent sleeping or resting. These records are important because they ensure that drivers are not driving when they are tired or fatigued.

Witnesses

If you are involved in an accident with a commercial truck, make sure that you get the names and contact information for any witnesses if you are able to. These can come in handy in the future.

Medical Professionals

Medical professionals could also be called to testify. They might be asked questions about the injuries that you sustained and how these injuries could impair your ability to perform.

CALL JOHN MOONEY TODAY!

John is South Florida’s leading injury lawyer for car accident, truck accident, dog bite, and slip and fall personal injury cases.

With our proven record of success, our personal injury attorneys represent the very best in the personal injury industry. Call (954) 449-2671 today to get John on the case!

Data Recorders

Many trucks have on board cameras or another type of data recorder. These devices can be used to see if the driver was involved in dangerous activities before the accident occurred. These can show if the driver was being overly aggressive or if they were involved in other activities that could impair their judgement or behavior.

Hit and Run – Do I Have a Case?

Anytime there are injuries resulting from a hit and run accident, it is best to get the advice and assistance of an experienced accident attorney. We understand being the victim of a hit and run accident is traumatic. It may comfort you to know, when the person causing the crash leaves the scene of the accident and does not stop to render aid or take responsibility, and does not report the accident immediately to local law enforcement, you may have a case. You are entitled to damages that compensate medical expenses, pain and suffering, lost wages, etc. These types of damages must be proportionate to the harm caused. Your personal injury lawyer will handle these intricacies.

What Should I Do?

If the running driver cannot be found through witness identification of their license plate, video evidence from the scene, or by turning themselves in, there is no way to hold them accountable. In this case, accident victims with Uninsured Motorist coverage may still be able to make a claim under their own insurance policy; we always recommend purchasing Uninsured Motorist coverage, as 1 of 4 drivers in Florida have no Bodily Injury coverage available. Again, it is best to retain a personal injury lawyer to help you properly handle these important details!

CALL JOHN MOONEY TODAY!

John is South Florida’s leading injury lawyer for car accident, truck accident, dog bite, and slip and fall personal injury cases.

With our proven record of success, our personal injury attorneys represent the very best in the personal injury industry. Call (954) 449-2671 today to get John on the case!

Your accident attorney will need all the details from the scene, as well as other pertinent information. Here are a few things you can do to be prepared:

  • Remain at the scene and call 911 immediately
  • Gather as much information as possible. If you have any identifying information regarding the vehicle or driver that left the scene, give it to the police immediately over the phone
  • It is critical to get names and contact information for all witnesses. In a hit and run accident, witnesses are vitally important.
  • Take pictures of the scene and your vehicle.

http://www.alllaw.com/articles/nolo/auto-accident/liability-Icompensation-hit-run.html

http://www.hannonboyers.com/hit-and-run-accidents.html

http://www.meldonlaw.com/faqs/victim-of-a-hit-and-run-accident-what-do-i-do-local-accident-attorney-gives-advice.cfm

https://www.richardhornsby.com/crimes/traffic/leaving-the-scene-of-an-accident.html

What you need to know about PIP in Florida

What is PIP insurance?

This insurance is required by law, thus if you have personal automobile insurance in Florida, you have these benefits (taxi cabs and/or commercial vehicles may or may not have this coverage). These benefits typically pay 80% of the medical bills incurred and pay lost wages of 60% up to a total of $10,000. However you may have a deductible which affects these benefits as well.

Changes for Car Accidents in 2013

On January 1, 2013 the laws governing car accident injury cases in Florida greatly changed. Florida is what is often referred to as a “no fault state.” This means when you are in an accident regardless of fault for the accident, your car insurance pays for your medical bills at 80% up to $10,000.00. This is what is commonly referred to as “PIP” or “personal injury protection” benefits.

What You Need to Know

Unlike what you hear on the radio every day in south Florida, PIP benefits does not result in money being paid to you. PIP is “benefits” paid on your behalf to medical providers so that you can seek the medical treatment needed after a car accident. The wage-loss portions of these benefits are often paid directly to you but it is done so at 60% of the money that you lost from missing work.

CALL JOHN MOONEY TODAY!

John is South Florida’s leading injury lawyer for car accident, truck accident, dog bite, and slip and fall personal injury cases.

With our proven record of success, our personal injury attorneys represent the very best in the personal injury industry. Call (954) 449-2671 today to get John on the case!

Time is of the Essence

The above-described PIP benefits have been the law in Florida for over thirty years, however, in 2013, the Florida legislature passed additional requirements that must be met for you to be able to take advantage of these benefits. The first requirement is time sensitive and very important. It states you must seek medical care within the first fourteen days after a car accident or your insurance company does not have to pay out these benefits at all! Most personal injury attorneys feel this new rule should be deemed unconstitutional because it is essentially the government allowing an insurance company to take away benefits that they promised to pay and for which you already paid the premiums. However, right now this is the law and you should know it. If you are injured in an accident you must seek medical care within the first fourteen days or you lose your benefits entirely.

Emergency Medial Condition

In addition to the time limit, the new law also states that for you to receive all of your PIP benefits you must be suffering from an “emergency medical condition” after the accident. The definition and requirements for such a condition is a highly contested issue in Florida between doctors and insurance companies. The best thing to do if you are injured in an automobile accident is to go to the hospital immediately after the accident. Hospitals are the most trained and knowledgeable about assessing an emergency medical condition. If you are not able to go to the hospital after the accident, your best alternative is to seek a medical doctor for assessment.

Don’t Go it Alone!

These new rules are very cumbersome and complicated; a mistake could cost your thousands, or even tens of thousands. Remember if you are injured in a car accident seek a personal injury law firm that specializes in car accidents. One that is in good standing with the Florida Bar, and one with decades of experience to get you all the benefits and compensation you deserve.

Understanding Your Auto Policy

Many people automatically assume they have “full coverage”, only to get into an accident and find out they do not. Do not wait until you get injured in an accident to find out that you do not have adequate coverage. Call your insurance professional today, ask all the right questions and make sure you are protected. Below is a very brief description of car insurance coverages available to you. This is not all you need to know but it is a good foundation to start a conversation with your insurance agent.

Car insurance coverage can make all the difference in Florida

The most important piece of advice that I can tell all my clients is to KNOW YOUR POLICY!

Bodily Injury Coverage (BI)

This is the amount of money that pays another party for their injuries if you are at fault for hurting them. This coverage is very, very, important and actually IS NOT required by Florida Law! That’s right, Florida law does not require this coverage but it is very important. If you are involved in a car accident and you are found to be at fault, you may be held responsible for the other parties’ injuries. This coverage is normally sold in stages of limits. Typically the limits are $10,000, $25,000, $50,000, $100,000, $250,000, $500,000, $1M and up. This is the maximum amount of money that your car insurance will pay the other party who is injured in the accident. If you do not have this coverage, or if you do not have enough, you could get sued personally for these injuries. This is a very scary thought! An injured party could even garnish your wages from work if they win a case against you. Don’t take this chance, buy this coverage and buy enough, so that if you hurt another person, your insurance pays them.

CALL JOHN MOONEY TODAY!

John is South Florida’s leading injury lawyer for car accident, truck accident, dog bite, and slip and fall personal injury cases.

With our proven record of success, our personal injury attorneys represent the very best in the personal injury industry. Call (954) 449-2671 today to get John on the case!

Property Damage

This coverage IS REQUIRED by Florida Law. It is also typically sold in stages of limits; they are typically $10,000, $20,000, $25,000, $50,000, $100,000, $250,000 $500,000 $1M and up. These limits are the maximum amount of money your insurance will pay another party for damages to or to replace their car. It is very important to choose these limits wisely, if you do not have enough coverage there is a very good chance that you will get sued. This is because it is not up to the other party that owns the car, but it is up to their insurance company. Let’s face it, if an insurance company has a chance to sue you to recover money they paid out, they are going to do it!

Collision / Comprehensive / Rental

This coverage is very, very important. It is the amount of money that your car insurance will pay you to repair or replace your car. Imagine being without your car for 3 days, 5 days, a week, a month! Most of us multitaskers don’t even want to think about this. The inconvenience alone when in an accident is traumatic and stressful. This coverage will ensure your car is repaired correctly. It will also ensure you have a rental car at your convenience during the repair time. If your car is totaled as a result of the accident, it will ensure that you are able to replace it with a comparable car. DO NOT rely on the other party’s insurance company to cover these problems. Often time the other company can take weeks even months to pay out these monies or they may try to not pay at all. Or it could be that the other person does not have car insurance at all. Do NOT take the risk; protect yourself, your job and your family, buy this coverage and buy enough! Do not ignore this coverage just because it is not required by Florida law.

Uninsured / Underinsured Motorist Coverage (UM)

This is unquestionably the most important and underused coverage! This coverage can make all the difference in the world to you and your family. This coverage is very similar to bodily injury coverage but instead of paying the other person for their injuries, it allows your insurance to pay you for your injuries. Even though this coverage is categorically essential, it is NOT REQUIRED by Florida law! If you are hit and injured by someone else DO NOT rely on them or their insurance to pay you for your injuries. Buy this very important insurance coverage to have.

1 2